EDUCATION

The education sector has a remarkable exposure from the perspective of civil liability (physical uncertainties of students, teachers and service providers in general) and at the same time includes its own exposure related to the financial element, translated not only with the damage to its assets, but with cash flow problems (default). The insured in this sector is usually held hostage to a high frequency of claims and therefore needs particular treatment and analysis by the insurance consultant. LTSeg delivers the complete solution to education clients without burdening the institution and with an always available consultant.

In this segment LTSeg operates mainly with schools and universities, formatting specific products for each educational institution.